Authors Posts by Joe Read

Joe Read

I have a burning passion for generating big results - FAST. Fascinated with personal finance, entrepreneurship and high performance in the workplace.

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eBay deals

This weekend has announced a HUGE bank holiday sale, slashing prices on a wide range of new, branded household goods.

At Budget Breakaway, we love a good bargain and as much as we like to save, some of our smaller appliances inevitably need replacing as time goes on. The bank holiday period is the perfect time to hunt for a discount on these items. Especially if you’re looking for clothes, technology or kitchenware.

This time around, eBay is the place to feast your eyes. As in response to a recent survey they have landed some impressive discounts with major brands for the bank holiday period.

If you head over to between 24th to the 28th August you’ll be able to find some serious bargains such as:

  • Up to 25% off KitchenAid with kitchenaid_outlet
  • Save £50 when you spend £200+ at dyson_outlet
  • Save up to £150 on top tech with currys_pcworld
  • Save up to 20% of Halfords with halfords_1
  • Up to 25% off Boohoo dresses, jumpsuits & playsuit at Boohoo_outlet

The biggest challenge whilst bargain hunting during national holidays is getting your stock. After browsing the Currys eBay deals this morning it’s clear things are flying off the shelves – act quick.

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The global forex market is witnessing a daily trade of over $4000 trillion, and is emerging as the largest financial market across the globe. Owing to the immense popularity of forex, traders of all levels ranging from amateurs to professionals are enticed by it.

Forex is easy to trade, there are round-the-clock sessions and you don’t need to put a high amount at stake to try it out. However, whether you are a well-seasoned professional or are just learning about the financial markets, it’s vital that you be wary of common pitfalls and don’t lose money.

Here are some essential tips that can help you avoid losing money in forex trading:

1. Start With A Practice Account

Nearly all trading platforms allow the traders to use the practice accounts, which are often referred as “Demo Account” or “Simulated Account”. One can place hypothetical trades with these accounts without requiring to put actual funds on stake. Using such an account, you can learn the different trading techniques and also become adept at the order entry techniques as small mistakes here can result in easy loss of money.

The most important part of a trading account is you can develop your own trading strategies and evaluate their effectiveness before getting stuck into real-time trade.

2. Learn Before You Trade

Forex is one of the easiest trading markets to understand and get involved in. However, just because it’s easy to get started it does not mean that you should enter unprepared. It’s vital to develop a thorough understanding of the various aspects of forex trading, and how the process of trading actually works.

You should also consider investing in some good Forex trading books to research the best trading strategies and top pitfalls which cause people to lose money in the markets.

3. Don’t Get Tempted By the Tools

Once you begin trading in the real world and open your forex trading account you will be provided with access to a plethora of technical analysis tools. Take these with a pinch of salt as some of them are a little biased and many do not show you the whole picture.

The most important consideration when using investment analysis tools is to look at how your stocks/shares have performed in the very long term and then consider any external factors which may have an impact on their performance.

4. Learn Money Management Techniques

Using the right money management techniques is very important to avoid losses during forex trading. Many seasoned traders agree that it’s not difficult to secure a trade at any price, but it is difficult to get out of the trade at the right time.

You should be aware of the techniques for money management and money saving strategies – especially the “Protective Stop Loss” to keep losses under control, if they occur.

5. Start With Small Stakes

After you have done your homework, spent time in your practice account and developed your trading strategies, it’s the right time to go live. You can now start investing and trading in real cash – start small, be patient with your trades and give them time to grow. As your confidence increases you can begin to increase your investments and operate at higher stakes.

Be wary of success, if you hit the right trade at the right time it can feel exhilarating but always be concious that trades can drop just as fast as they rise. To stabilise your level of risk, be sure to split your investment across multiple trades.

If you are new to Forex and are looking a reliable forex trading platform, take a look at ETX capital who offer an astounding array of trading and spread betting opportunities.

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In the search for valuable side hustles, there are many formulas and ideas that are questionable, at best. It’s difficult to know which ones you can make money from, and which “hustles” are simply not worth the time and effort that you have to put into them. 

The Debate

One of the most questionable side hustles out there is poker – for many, poker sounds like an outrageous gambling risk. But others see this as a skill. There are many professional sports out there such as hockey and american football where the monetary stakes are high and yet there is still an element of luck involved.

Talented poker players see the game in the same way and some of these players make thousands, some even millions, playing at live events and on online sites, the most popular of which is PokerStars.

The Similarities Between Poker & Investing

The general idea is that poker is a game of part skill and part chance. The skill element eventually overrides the chance element. Decent players make money by using mathematics to make consistently +EV (expected value) calls. In a way, the life of a professional poker player is very much like that of an investor. Not all plays pay off, but if you consistently make the right investment (or play), you will eventually come out with a profit.

Poker is the only casino game in which it is technically possible to win in this way, because it is the only game that allows you to play against other players. If you are better than them, you can make money from them. The casino, or online poker room, takes a “rake” of the buy-ins or pots.

Of course, it’s important to understand that poker is not a get-rich-quick scheme. Not many players make money in the long run, and the ones that do have studied the game, analysed their play, and practised in thousands of tournaments.

To make matters more difficult, it is not easy to quickly measure your outcomes. Poker players employ a strategy known as bankroll management. Essentially, this means playing at a stake that you can afford, using only a fraction of your total funds for each individual game. This gives the best opportunity to beat the “statistical variance” brought about by the chance factor.

Getting Started – The Safe Way

However, with lots of safe practice at home and with friends, it is certainly possible that you could be one of the stronger players who can make a steady profit. If you want to make this a possibility, start by reading poker books from the people who have already made it happen such as Power Hold’em Strategy by Daniel Negreanu. They can walk you through the psychology and math to help you make meaningful decisions that will bring you the wins.

Then, use play money to practice without any risk – and lots of practice too! It’s possible for any beginner to win a couple of games but you’ll want to play countless times before you can separate your ‘luck from your ‘skill’.  When you are ready, move up to the micro or small stakes sites/apps and start carefully for real. 


Like any potential side-hustle, there are some considerations to think about. Do you enjoy the game? This is really important. If you are going to study and play for hours on end, you need to have a real passion for poker. Are you able to make more money than your hourly wage? You need to evaluate whether you are looking to make a quick buck or build a valuable skill to benefit you in the years to come.

Poker can be addictive and you need to have an amazing level of self control and logical thinking to do well – be prepared to learn and certainly be prepared to lose! But if you think you will enjoy the game it might just be worth giving it a go.

For most people, this is just a hobby that can occasionally result in a bonus. That’s probably the best way to look at it. Very few people take it all the way, and most people lose, but for those who are prepared to put in the effort, this can be a worthy side-hustle.

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business premises decor

The appearance of your corporate premises can have a large effect on how well your business fares. This could surprise you… or perhaps it doesn’t. No matter how efficient your company’s staff are, their efforts could count for little if many of your potential customers are put off even entering the premises due to a tacky appearance. Here are some ways that you can spruce it up.

When rope access technicians are cleaning windows

The windows on your premises are likely to, collectively, take up much of the outside look; therefore, making sure that those windows are regularly cleaned effectively is crucial. However, ensuring this might not be straightforward if you have windows that are at a high height.

How can you arrange for those windows to be cleaned in such a way that preserves safety for the person doing the cleaning? Actually, you can arrange this by getting in touch with SAS Rope and Rail. This firm has IRATA-qualified rope access technicians who can use their expertise in rope access to physically reach those windows and clean them without risking their safety or others’.

Sign of the times… or the business premises

Many people could be easily deterred from entering your corporate site if it has a confusing layout. After all, they are probably already very short of time without having to try figuring out how to get around what basically looks like a maze. However, particularly if the layout is so complex that it cannot be simplified without a significant amount of manual work, you could help to keep bewilderment at bay once you have strategically placed signage in particular areas.

Signage can also have the advantage of extending your company’s branding colours beyond just its stationary and website – and, therefore, growing the reach of the brand’s power. You can even have that signage secured in especially high positions – such as on the exterior of one of a multi-storey building’s highest floors – with help from SAS Rope & Rail. These technicians can also remove the signage should you later want to replace it with new signage showing refreshed branding.

Don’t leave your reception looking like it has been ransacked

You also need to think about the interior look of your corporate buildings. The reception could be the first space that someone sees upon walking into one of those buildings; therefore, you really don’t want to leave files and paperwork scattered around it.

The Business Support Initiative points out that such untidiness could be especially off-putting if your company has the responsibility of assigning order to other people’s affairs. This would be the case if your company was in finance or accountancy, to reel off just two examples. If your reception appears to be in disarray, why should your company’s customers expect you and your staff to be able to prevent this kind of thing affecting them? Other problems you might be capable of addressing on the premises include peeling paint, left-over blue tack, and graffiti-covered furniture.

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cottage uk

There’s been a lot going on in the last few months, and 2016 wasn’t exactly a walk in the park either. So where has this left things for property?

Well, some experts are saying that the house prices are going to be flat for a couple of years. However, when you look into what flat means it’s just not rising quite so astronomically as they have been but still on the incline.

The other negative news to have but a dampener on things is the changes to stamp duty taxes that have had a huge impact on the number of transactions in the housing market. From April 1st 2016, Stamp Duty increased by an additional 3% on properties going up the scale, increasing the top band to 15%. The rates only affect people who are buying an additional property, such as buy-to-let properties and landlords.

However, amid the negativity, property developers and investors are still in a prosperous position. No matter what happens with Brexit or how cautious buyers are being, the fact remains the same: Britain needs more homes and where there is a demand, there is a market.

The area that has been most heavily impacted with a drop in prices and far less transactions is London. Since Brexit, it is reported that the capital has been the hardest hit with some places showing negative growth overall and being dragged lower by the most expensive boroughs.

Although London isn’t looking like the best opportunity at the moment, there are other areas in the UK that are thriving. The houses that are vanishing off the market the fastest can be found in Northampton, Milton Keynes, Edinburgh, Glasgow, Bristol and Southampton, to name a few.

According to Prime Location, Northampton is attracting people who have been forced out of London’s price hike and in 2014, Northampton was voted the best place in the UK to start and run a business by credit reference agency Experian. Prime Location also suggests that development is thriving in Northampton with plenty of opportunities for investment in rental properties as well as buying off plan plots.

If you’re looking for property investment solutions outside of London, it may be best to organise your thoughts and speak to a professional. Daniel Goldberg, First Urban’s director and shareholder, would be able to provide plentiful advice on the current housing market, where works best for you as an investment and how you can still make a profitable business out of property investment.


Study Abroad

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There's a lot to think about when you're moving abroad to study in a new country; is your accommodation going to be ok? Do...